myIOU is a Buy Now Pay Later app that makes your shopping experience affordable and convenient with flexible payment options as you shop! Pay only 30% of the total amount at the time of purchase and receive your item first. No hidden fees and 0% interest!
FLEXIBLE PAYMENT OPTIONS
Shop for what you want and split your payments to 2, 3 or 6 monthly instalments. myIOU accepts debit and credit card.
AMAZING SHOPPING EXPERIENCE
Over 3,500 stores available with endless promotions!
FOR EVERYONE
RM1,000 instant credit approval for all users.
Spend smarter and enjoy your new shopping experience with myIOU. Buy Now, Pay Later.